The closing attorney is technically or typically supposed to represent the buyer, so the waters can begin to turn a bit gray if worst case things go south and the same attorney represented both the lender and the borrower/buyer.

@Jerry Thompson, I love your ambition!

@Erica Shaunta Thompson thanks for pointing out the format flaws....

I've been using Lonnie Gray of Resident Properties, residentproperties.com, since 2010.

thanks @Jake Thompson  @Kim Meredith Hampton great advice about splitting the difference in months!

@Caleb Gray how much does it cost to actually split the utilities out?

I'd agree with Jake Thompson,, except co signers.. once you let one person have a cosigner you have to let them all.. and this what you want to have happen..So if you change your criteria after application is in your gonna be in a grey area,, if you hadn't set minimum of like 2 years of credit / income history... woulda shoulda coulda 

Your CPA would likely be the best person to discuss this with as there is some gray area to figure out what's reasonable compensation, and how to allocate best between the two. 

@Jd Martin@Christine Kankowski@Park Pratt @Craig Bellot@Patrick Collins@Mike Wood@Amy Kendall@James Marshall@Michael Kalis@Andrew Johnson@Gabriel Haro @Debra Grumbach@Walt Dockery@Joel Owens@Charlie MacPherson@Rich Ng @Steve Vaughan @Chris Purcell@Jake Thompson@Carol Zeroual@Walt Dockery@Michael Plante

There is some type of gray line here which I'm toying with but, basically, it means that it needs to have running water, electricity, cabinets, sinks, shower, toilet.