Quote from @Cathy B.: You can also check for a possibility of a leak yourself at the meter. 

DSCR is for A Class property or B class with a A+ borrower.

Quote from @Bill B.: You’re trying to invest for cash flow in a world where you’d make mor “cash flow” putting your money in the bank.You have to appreciate the many over reasons people invest in real estate or you need to invest in something else. 

@Jay HinrichsAgree on all with a little caveat that a lot of people with a lot of debt rode just fine through 2007-2009 because they bought right, meaning for cash flow (not appreciation) in "B" class areas.

Feel free to share any other advice you might have on the topic.Thanks much- b 

The property is in a B-class neighborhood, and while I’m comfortable managing coliving setups, I’m curious about any potential nuances around refinancing and insurance for this type of property.Are there specific loan types or lending policies I should know when refinancing a rent-by-the-room property?

Don't give me some generic talking point b/s either.

Originally posted by @Daria B.

I would go for appreciation in Class A/B area and not try to buy the cheapest properties Class C.

Mostly class B because the purchase price is accessible and still profitable.