@Thuy Pham-SatrappeIt very much depends.For example, in my market of Nashville we had a BAD BAD BAD flood in 2010.

@Brian Pham be careful using credit cards for the rehab, I've seen investors go that route and once they're done with the rehab, they can't get out of the Hard Money Loan at a good rate because of their DTI ratio which spiked due to the credit card usage, if your only option is using credit cards, use a higher interest rate calculation when projecting your BRRRR strategy to see what your deal really looks like at the 6-12 month seasoning period for the refinance

Quote from @Oliver Pham: Long Story short, they keep on changing the closing costs to the point that we were about $1,000 short.

@Bryan Pham Thank you so much!

I knew they wanted tot he flooring and was worried what had already been pulled up would disappear but never thought they'd have went to this extent in cutting the house up@Bryan Pham thanks.  

Bryan Pham Welcome to BP!

https://www.linkedin.com/in/mia-anne-pham-reeves-c...Mia Anne Pham Reeveshttps://essentialaccountinggroup.com/

Newbie here in Ottawa, haven't introduced myself yet. but I was wondering @Tuan Pham how your introductions to REI went here in Ottawa. 

Hey @Alex Pham, welcome to the BP communitySounds like you and your wife will soon have a solid setup to build a massive real estate portfolio.

Hi @Bryan Pham,Cool!