Normally, 75% of the Rental Revenues can be added to the Income so going with Multi-Family helps a lot with the qualifications.I don't think there are any good ways to buy without Partners since the Crisis.

On the other hand, if the Republicans do strip away Dodd Frank we will go back to the pre-crisis credit market days where virtually everyone can qualify for a loan. 

I'd also talk to her and say you want to buy a rental as well (so she doesn't get carried away with updates to the new home-of course you'd word it much more diplomatically).Also look at how much a mortgage would cost vs renting for your own home. 

We are going through a transitionary period that will require some government action to settle the current insurance "crisis" here. 

There previous events in US history where national home prices all decreased at once such as the 2008 financial crisis that caused the flooding of properties to the market from foreclosures.

There is not a nationwide housing crisis in terms of there being enough places for people to live.

But our own economic analysis rates that probability much lower, at 35%Economic momentum is slowing, amid higher interest rates and a banking crisis, new gross domestic product report shows.

I feel this crisis is going to have a larger impact on the US economy than the AU economy, although we will both be hit hard, and things wont be the same again afterwards, I have a feeling that AU will bounce back a little quicker than US so I'm guessing range between 0.60 - 0.65 will be around par...

I have pulled together a few links and excerpts from "Slavic Village" articles, dating back a decade to when things looked hopeless... after all Slavic Village is known nationwide as ground zero for the housing crisis of the last decade.Go ahead and read that "Can anyone save Slavic Village" article... then if you dare, take a look at the other more recent Slavic Village links I have selected.  

The 2008 housing crisis and COVID alone wrecked a lot of good people.