Deductibles are high, premiums are high and the state seems to be chopped up into portions so one company can underwrite in one area but not another.There's deductions (think of them as add ons) for all sorts of construction related issues. ie, rafter ties and strapping, storm proof windows and doors and so forth.There's lots of building codes that are specific to Florida which increases costs of many things such as HVAC (outdoor units need to be strapped down to concrete slabs, etc)Essentially, if you want property in Florida, go ahead but expect to bend over for the insurance companies.

In Florida we try to sell what people are coming here to buy which is fun in the sun, close to attractions, etc.As the market has gotten tougher, we recommend to all of our clients (and what I do personally in deals I invest in) is make sure décor is top notch, space maximized, outdoor space is amazing, pool is amazing etc. 

Here is a short summary of the market overview:  Location: Panama City Beach is located on the Gulf of Mexico, offering beautiful beaches and crystal clear water. 2 Investment potential: Property in Panama City Beach can be a good investment, as the area is popular for vacation rentals, commercial development, sports complex, new home developments with great cash flowing opportunities. 3 Amenities: Panama City Beach offers a variety of amenities, including shopping, dining, and entertainment options. 4 Entertainment: Panama City Beach is known for its nightlife, with a variety of bars, clubs, and live music venues. 5 Outdoor activities: Panama City Beach offers a variety of outdoor activities, including swimming, fishing, boating, waterfront restaraunts and water sports. 6 Family-friendly: Panama City Beach offers a variety of family-friendly activities and attractions, such as amusement parks, zoos, and aquariums. 8 Accessible: Panama City Beach is easily accessible by car or air travel, with the Northwest Florida Beaches International Airport located nearby. 9 Proximity to other Cities: Panama City Beach is close to other popular destinations such as Destin and 30A, making it easy to explore the surrounding areas. 10 Affordable: Panama City Beach offer a more affordable option compared to other coastal towns in Florida, making it accessible for first time buyers or retirees.

Not sure what your budget is on this, but you could do something like this:http://www.curbly.com/users/brittnimehlhoff/posts/15350-how-to-a-smart-solution-for-covering-an-ugly-existing-chain-link-fenceOr if its a rental and you'll have it for a while you could grow something on it like this:http://www.houselogic.com/photos/outdoors/backyard-privacy-ideas/slide/fence-it-in/#fence-cover-upAlso, as Isaac said above, black is better looking than silver.... 

If you love the outdoors then you are going to love it here.

.- All properties centrally located near: Skiing (two are across the street from Big Boulder Ski Resort, which is also near Jack Frost Ski Resort), Near Kalahari and H2OOOOoh Indoor Waterpark and surrounded by hiking, lakes etc- 4 are part of HOA communities which have amenities for guests such as Lakes, indoor/outdoor pools, arcade game rooms, tennis, basketball- Windy Pines is right by the Locust Lake beach, guests can walk out the back yard to the beach and picnic area.- All vendors in place and will transfer.- All properties already permitted to run as STRs.Improvements: We tackled a large maintenance list with the owner to update things when I took over in July.

We converted the largest buildings to group storage with in-out access for tenants (the buildings used to require the owner to have someone onsite to get their boat out of storage), added outdoor parking stalls and developed the vacant 6.5 acres into Maxi-storage.

I’m thinking things like outdoor bar/grill under a tiki hut.

Specifically vacation market like a cabin on a lake or other outdoors market.

Only appropriate potted plants and other outdoor furniture are permitted on patios and balconies.