When you own your own property, you can then be your own bank, until then you're just running a Ponzi scheme!   

@Tyler ZaniniPaint the vanity cabinet itself, replace counter top on it with a remnant piece of granite or quartz (I prefer quartz by far), paint the room a light colour that isn’t 9 layers of renter white, replace door knob with brushed/ pewter.

I’m not after any scheme that involves lying to people.

Main issue I have with the place is the grey and red color scheme. 

Example: in lower end ~ mid range rentals lots of people upgrade flooring and counters and then leave the gross older cream coloured electrical plugs/ switches.

If you have no intention of closing if you scheme fails that is called FRAUD. 

But every account will likely incur fees, so don't use any more than you absolutely have to.Your bookkeeping scheme is just as important as your bank accounts.

http://www.ffiec.gov/exam/3P_Mtg_Fraud_wp_oct04.pdfIt is called the builder buyout scheme in this report.That should get you started.

I think of real estate as a long term adventure get rich slow plan instead of a get rich quick scheme. 

We have an 'A' house and a 'B'All 'A' and all 'B' have the same materials, paint scheme etc respectively.The only thing we tweak is usually crown moulding or not and sometimes shades of the flooring and baseboard, dependent if it's a more traditional style home or a mid-century type.We do so many so fast that it just makes things much more seamless.