Looking at the sectors, Leisure and Hospitality led the gains once again.ADP also reported that annual pay for job stayers increased 7.3% year over year, unchanged from the previous report.

Hi Derek:Check with your accountant or financial professional, but one of the options that might make sense  is borrowing from your 401(k).The comparable retirement savings vehicle to the 401(K) in the public sector is the 403(b).

@Mary MitchellIt may get so bad federal employees will have to get regular jobs in the private sector where they have to produce and compete for a third of what they are used to getting and it may also get to a point that section 8 folks will have to find 40 hour a week jobs

It's always important to know what's going on in the business sector near your investing areas.

In my case, I really liked my job, the sector and the travel that went with it (IT management for a global investment bank after a career in Silicon Valley).

Cap rates fell below safe investment rates, so I accelerated my 'retirement plans' by 90% exiting my commercial MF with seller contracts and moved more into depressed equity issues and sectors. 

Let's assume you're not dead or divorcing, so it's a mortgage you're after), either private sector commercial, or SBA, or something like that.

Hi All,I have a Cash partner that is looking to get into the real estate sector.

Any of us in the private sector would love to take them out one by one and rehab them for you. 

I'm new in this sector and would love to know more about it.