If so here is the golden flip:1).

I’m actually looking to go the complete opposite route of Joe with Multi-Family, but he throws so many golden nuggets at me, and it’s taught me some valuable lessons before even diving in  Having a different perspective and asking questions is what we should be doing.

There's a lot of info out there and in my experience it all just remixes the two golden rules...spend less than you make and invest early and often. 

If you have a W2 that is your main income, then forget what I said because you need to focus on breaking away from the golden handcuff before you can explore the mindset I just laid out.

That's the fox guarding the henhouse.Follow the golden rule in lending, he who has the gold makes the rules!

If you get a good one you are golden if you get a bad one you will have trouble.

An example in California is the Golden State Builders Exchange.

Will this be a part-time gig to generate passive income for the Golden Years, or is this going to replace your day job?

Now, you can still HELOC or Cash-Out Refinance and the amount you will receive is based on the new value (usually ~75%), regardless of how much equity you own vs how much existing debt you have.You are touching on the BRRR method-- read the book twice and it will start to make sense; that principle is the golden principle in all of real estate, no matter the class-- it just takes larger scale and time in some asset classes. 

To me that is golden.