On the other hand, there have been cases where he suggested an offer value that was even lower than what I was contemplating.

I figure with my current investments and the additional cash, I can save up for the first investment all while I build up my income history.I was contemplating possibly doing some wholesaling to get my feet wet with deal structures and deal analysis.

There are programs that are national in scope that contemplate the neighborhood (i.e. compares Minneapolis with other Minneapolis locations) for the purpose of underwriting, but still should be less than what you are currently paying. 

So I've been contemplating getting my license in Texas.

Hello All,I am new to BP as I have just started contemplating the idea of real estate investing.

This will allow us time to build a history with our LLC and have a solid foundation to jump into larger commercial deals.Questions:I am still contemplating the best term structure for my parents loan. 

As a compromise, I'm contemplating a refi as well, but instead to use the lower rate to pull $ out of my primary to invest. 

I've contemplated starting something along the lines of a real estate focused networking group, but it's never come to fruition (scheduling can be HARD as an agent, especially in this current market).Concerning hard money lenders, I don't know anyone personally that is available, but I do have a couple of investor clients who have worked with hard money lenders in the past, and I would be happy to connect you with them.  

Like you I had a few interior and exterior projects going when I contemplated getting the HELOC.  

All secured by commercial property.I am contemplating adding longer term (15 year) fully amortized hard money loans.