If you keep them on your PC and you get hacked, or if you keep them on your phone and your phone is hacked, lost, or stolen, that's not so great. 

It will cover your things wherever you are, too, such as something stolen out of your car.  

What if tenant decides to mine bitcoin, is that electric covered too?

I was just wondering if it's stolen and you couldn't take it anyway :-)

I've had tenants who've ignored texts, email, voicemail, door knocks...but within an hour of that notice going up their door (or a certified letter arriving from my attorney), I hear from them (cell phone was dead/lost/stolen, email account was hacked, internet down, they were in the hospital, on vacation, etc.). 

Anyone can cash a blank one if it gets lost or stolen.

You do not have the skill set to survive in this business.Why would you ever have the slightest bit of compassion for someone that has stolen from you.

@Curtis CurleyMy answer is invest in bitcoin.

And lots of items stolen.

This is becoming an era where Wall Street Investors and Gold/Bitcoin Bugs start thinking:"I can't live in my investment can I?"