I get calls almost every day from sellers questioning "cash" contracts on this topic to verify proof of funds. 

Verify the rents are correct and the tenants are current on all their payments.Why are you moving one of the tenants out? 

If not offset it, reverse it, adjust it or...IT is not about the journal entry, it is about your financial reports in your accounting software that you need to look, verify and then take the step for accurate numbers.

She was very helpful in letting us view the property, pays in time (verified with bank statements), and was clean.

Its all about screening the tenants and verifying income and checking w/ prior landlords.

Can anyone verify whether having an overall credit utilization below 30% but having one card over that utilization threshold hurts your score? 

@Megan RandolphThe closest is buy a non performing note, get it reperforming then sell a partial to get your equity back to reinvest in another deal and you will also keep payments on the back end.Example, buy a $30,000 UPB non performing loan that is paying $400/month with 120 months remaining 10% interestYou buy it for $15k, they start reperforming then you sell 15,000 worth of payments at 10% to investor which may be 60 months (numbers not verified and for example purposes).

Not sure that actually matters, but figured I'd verify with you all!

The loan that I was hoping to use was a Military Choice loan from Navy Federal as they mirror the VA almost identically, except with higher rates.

There are a lot of if's here that need to be verified:.