If your tenants are causing issues, paying late and causing you anxiety it is your own fault for not being able to handle the responsibilities of being a landlord.

Follow me on this:If CF is only useful as a viable substitute for W2 income if it is stable, recurring, and predictable, then we must identify asset classes which lend themselves to stable, predictable CF. 

Some investors love mom & pop property managers because they are generally cheaper than a larger property management company in terms of recurring management fees and you can put a face to the name.

Lack of belief invites worry, concern, anxiety, fear, etc. 

For instance, I took caffeine out of my life cold-turkey, because it was giving me a steady flow of anxiety.

We found some great ways to structure the deal for lump sump, up front profit, and for recurring cash flow.

No anxiety or drama from the tenants at purchase or exit.

That's life in general, if you are waiting around for the clear roadmap, or the right time you will live a life of waiting, also filled with anxiety and disappointment.

One of my biggest anxieties with real estate investing is the eviction process.

For whatever it's worth I should note that over the past few years there are several charities I am actively involved with and make recurring contributions toward.