However, Comptroller of Currency, FDIC, FTC and other regulatory agencies have rulings amending lending activities by consumer and commercial lenders to Reg Z.So far, the individual HML is still out of the woods, they aren't under most of the banking regulators' cross hairs, technically. 

Any lint, hair, dirt on the coil will slow air flow and develop ice.

I actually suggest a laser printer, the thing about low use with the inkjets is the inkjet cartridges dry out easily, and/or they "self-clean" which is where they just use up their own ink, and the cost of the ink is a total scam. 

No microwaves, blenders, coffee makers, hair dryers, etc etc.

The Former gives you most flexibility with least "hair" on it like banks have, the second has the next least "hair" on it and is fixed terms, I would probably avoid an ARM if OF and FC were options.

Also, I try to pretty much stay out of their hair once they are placed.

They're asking $1M, and we haven't done the appraisals, but looking into it I think its worth just a hair over that without even tying in the commercial property.

It could be splitting hairs here but I'm planning on presenting it to my lenders and want everything to look straight. 

Sarah, I use a laser measuring device..

I have no prior experience besides managing a hair salon long ago.