If this was the closing attorney's fault (doesn't sound like it), then the title insurer would advise the closing attorney to put his/her E&O carrier on notice and ultimately if there was liability it would likely fall on E&O.That's the most common scenario. 

Unfortunately I will not know if my retirement account allows me to pull it out until Friday because the job I had the account with is in the middle of switching carriers and transferring funds. 

@Naveen Desai First, you need to get the roofing contractor and the insurance carrier to agree on the cost of repairs. 

@Jesse Kerr  The insurance carriers do not use market value in their premium formula but sq/ft as the basis to their premium. 

Then someone a family member or friend is keeping the home up.I would also go to code enforcement to see if they have any jurisdiction.Speak with the local postal carrier or post office and see who gets his mail.

Different carriers/agents do better in certain areas.

In regards to location, one must be able to get a very large crane and the carrier with the module on site with enough room to both stage and set. 

I worked as a mail carrier at for 2 years.

My insurance rates FOR THE NEXT 7 YEARS would increase to the point it would have been cheaper to pay out of pocket.A mold/water claim can get your policy canceled and you can find it very hard / expensive to find a new carrier. 

Hi @James KimLot's of variables to consider however I suggest working with an insurance broker that has access to different coverage options and carriers for your properties.