But, I am not inclined to do a forced entry considering the current crisis. 

May be tough to open a new line of credit though during COVID crisis.  

He is in financial crisis and is having a hard time paying the mortgage as is.

We have certainly seen appraisers correct the market before (cough cough, the 2008 financial crisis).

The Great Depression and the Financial Crisis.

., there is an immense stability that a steady paycheck can provide during times of crisis.

The city is in a major housing crisis where demand far outstrips inventory...I'm talking 300 inquiries within one day on a SFH rental. 

I started with this during the supply chain crisis and replaced with Schlage asap.

Also, with us just now coming out of the 2007-8 crisis, and with the opioid epidemic still running rampant in the young generations, I few like out of state investors are nervous about the kind/quality of tenants in the area.

I know in the old days a lot of banks used to do this but it seems most of them stopped during the crisis and new regulations have not helped.