I think she may be a bored house wife but she's more of an ex-lawyer who has enormous anxiety about her quasi gifted, quasi autistic child and needs to convince herself she is protecting him.  

That amounts to 28 percent of the applicant's gross income, with no other recurring payments.Should I give the guy a break or find a more conventional tenant?

They can pay application fee, deposit, and set up recurring monthly payments.

Any physician can write a note that recommends that stress and anxiety be treated by living with and/or caring for a pet.

That acct is going to go to $0 very fast so you'll keep having to top it off from your personal checking and savings accts, which just adds many extra steps.Whats wrong with having the tenants deposit rent into the same checking account which is used for paying the recurring expenses on the property?

Document the recurring incidences and the specialist should give you the steps to follow.

You also have the recurring costs of keeping the LLC open.Insurance is pretty cheap and makes for an easier life.Get insurance... do the right things by your properties and tenants to minimize any reason to sue you... and you're good to go.

It gave me a little anxiety that he and I would not see eye to eye on how to run business.  

Including Texas and CaliforniaLooks to me like we are at "Euphoria" sliding toward "Anxiety" - hang on for the ride

Told him to check the references at the downstairs coffee shop for verification, he thanked me and assured me that in their hometown in Missouri, it was a dangerous city, thus the concern.....I have no clue what they do in Missouri and I can't imagine it's what he thinks it is but it sure made me aware of how visiting an unknown place causes certain anxieties in people, mostly unfound but not always.