The loan mod into a 40 year term is plausible.The loan servicers (old and new) "not doing a good job of reaching out to her" is not plausible or likely.  

Tom why would a loan mod tied to the original mortgage negate the lien priority?

We gave him a 1-month free rentback and directed him to PODS where he was able to get some containers filled and ultimately get them shipped to his new address.

Do they aggressively go after their borrowers at the first misstep or are they inclined to allow a loan mod or forbearance?

However, an alternative to trusts, and to avoid probate are 8 ways to transfer your assets to beneficiaries: Pay on Death (POD) Bank Account - Most banks have a POD form for you to fill out and submit to the bank.

They are not reporting covid related forbearances to credit agencies - they are showing current, which would lead me to believe if the loan mod qualifies as some kind of covid related event, future loan guidelines may be a little more forgiving at this time. 

The only things to stop the foreclosure are a loan mod, forbearance, reinstatement, bankruptcy, law suit, moratorium etc.

They cannot foreclose on you if you successfully completed the forbearance, continued to make payments and offered a loan mod by the previous lender.

there is going to be a ton of gurus preaching this BP just had one on a pod cast and at BP con. 

i got the absolute most out of mentoring calls with @ameliajorei (ig). i originally heard her on the bp rookie pod, and reached out on ig. she's super approachable, makes investing uncomplicated and fun, and i felt like she was just ~2 years ahead of me. that has always been way more inspiring/relatable to me than trying to learn from someone who's lightyears ahead of me, or doing way more than i even ever want to be doing. i want to say she had something like 20-30 units at that time?