Originally posted by "navydoc":Mike,I was thinking the same thing.That's the problem with rewarding bad behavior.Good Luck,JasonPerhaps, but realize it's a BUSINESS decision, not a moral one.

Moral of the story is, you guys need to workout who does what and how.

Let's put the morals aside for a second and just concentrate on the law.

In the rare cases that I've found them after closing I've simply shown them to the closing agent, they've rechecked their math and paid me any monies owed.Some pretty tough federal rules on closing so if there's a mistake it's usually pretty easy to rectify.Suing is ALWAYS a last resort, especially at that amount because you're going in "naked" (no attorney) and a local JP can always claim no jurisdiction on Federal laws and kick you to the US Disctrict Court.OTOH, I've found moral suasion to be a very effective tool when dealing with companies that rely on their public image.

what Jaime said:) there are some things you can do that are in the "grey area," that really aren't morally or ethically wrong in my opinion...

I thought this would sort of come under 'moral dilemmas' however on a recent deal my attorney suggested we keep quiet when the buyer's title company missed an irs tax lien on a seller whose property we assigned to an investor (we'll be doing the same on this deal).

@Joshua Morales the podcast, tips, etc. is what capture our attention. 

Thanks everyone for the advice it was a well needed morale boost.

., if you now make an offer directly to the listing agent and your agent finds out about it, s/he is not going to be happy, no doubt.IMHO, it's not the morally right thing to do either.

The moral of the story, you want to ensure they can make their payments with some degree of ease.