Interested in what Retired Individuals have to say about what their experience has been with the Stock Market and Returns or lack thereof; and what's going on with their CDs and IRAs and 401(K)s that makes them unhappy!?!  

Your Financial Goals are as simple as generating two very basic sets of number...dollars really:1)  Make enough Profit (lump sum returns) to Pay Off your personal debt...ALL of it.2)  Get enough CashFlow to "cover" your monthly bills...ALL of them...and to replace your current method of doing so.The overall Plan, is comprised of a series of Measureable Milestones made up of groups  of the individual Financial Goals (Debt Payoff, Cash Flow)...all lined up in a row.  

But individuals certainly can.

Important Information: This would be the first and only loan of the year given from that individual or entity.

He might be better off finding a private individual to loan the money at 12%

In my state there is a condominium declaration, which is a legal process to subdivide a property into individual condo units.  

I came to join BiggerPockets by stumbling upon some amazing stories of individuals success, and hope I will be able to tell my story one day.

One must consider price point (if the exit value is under $100k, then the 70% rule needs to be more like 65% or better) and if the exit is say $500k and in a hot market, then rehab flippers could still make money today (key word today) at 80% rule.The price point, the market conditions, the level of rehab, the rehab extent, the individual investors capabilities, the financing, and many other factors all come into play.

However, depending on the lender, the underwriters will also want to underwrite back to the individuals.

I talked with my lender and she stated that we cannot acquire a loan through an LLC and it would have to go under our individual names.