If you are still growing your portfolio, I would not pay down the mortgage. 

The loose plan is to grow from there.

Then I would focus on growing relationships and building your core 4.

For an expert opinion on Toledo speak with @Engelo Rumora I hear he is to Toledo what I am to ClevelandGood luck  Thanks Bob,One day when I grow up I want to be like you haha

@Gino Barbaro thats something I would like to do. fine a partner that I can learn and grow a multifamily portfolio with. thanks for the value infoQuote from @Gino Barbaro: @Najeh DavenportI partnered with Jake, but I knew him from working with him.

Since you are investing in areas with lower or no appreciation you will see your equity grow much slower than markets that have appreciation as all you have is debt paydown.If you can leverage your position now I would look for properties where you can create equity through renovations, management, property use, etc.

I have tried, and it doesn't work on a skip tracing capacity at least that was my experience a couple of months ago, the tech is growing so not sure now.

Great takeaways from this.Thanks for sharing and wishing you the best as you continue growing the portfolio!

Of course, if $10k is what you are after, you could take $10k & reinvest $10k and grow your future stream of income. 

I would disagree I've seen standardized definitions of the types of communities. but I do agree there is a place in the market. it's fast growing and undersupplied but I disagree on how much of a premium people place on it. it's still less efficient and lower rents per square foot from a development perspective I'd never do it myself. it's still a suburban market and we develop urban. here are a few articles I reference with some of our BTR entitlement clients:https://www.urban.org/sites/default/files/2023-06/What%20Is%...https://www.cbre.com/insights/reports/build-to-rent-overviewThe CBRE one does a good analysis of the styles and groupings if you care to read.