And have an infinite CCR.  

In addition to reading every single post on this site,do as I do and go to Barnes and Noble, pick a book off the shelf,find a chair, read the whole d**n thing, and thencarefully put it back on the shelf.

When you buy with 100% financing, your return is infinite because you don't have any cash in the deal.

After you pay off all the underlying debt of 181,700 you have 22,300 to play with for free so your cash on cash return is infinite because that $387 cash flow is assuming you get all of your down payment back plus a 22,300 payday, and then you can stop trying to keep track of what loans to pay.

The wholesale properties in my area seem to be flying off the shelf hours after being listed, which leaves me little time to research cost on an individual basis. 

Common areas are furnished, personal locks on every bedroom, key padded front door, clearly labeled kitchen cabinets and fridge shelf for each resident, etc.

So you could have your initial capital back in 4 yrs with the rest being infinite returns.  

The two are very different and depending on who you talk to you'll get widely different answers.Residential-Can do 1-4 unit loans with 30 year amortization-Property must be held in your name, not an entity-Underwriting will be to Fannie/Freddie guidelines which means rents will be heavily discounted or excluded for purposes of calculating your DTI ratio-Pretty much any bank will have somebody that can do this and there are infinite resources online.

Get one they cost nothing if you don't use them just money on the shelf.

REI is a big world and there is seemingly an infinite amount of information to learn but luckily you have time on your side so just get out there and learn everything you can.