If you achieve Superhost, your listing will move to the top of the search page which is very important with our culture!  

To culture?

Not to worry about being able to go somewhere with the family or not.to enjoy the time with the elders of my family and loved ones because that time is limited.to travel and become more culturally wealthy!

I like Northern Colorado / college towns quite a bit due to cultural activites, cycling, and laid back lifestyle.

Like anything, different firms have different philosophies and corporate cultures. 

Now I'm still new to the real estate culture so i don't really know what this means.

Banks aren't exactly think tanks, the culture is to stay within the lines, dont take risks. 

There would need to be some compelling tax reason to shift $500k in debt over to higher interest rate loans, I think.Other than that, there are some philosophical/cultural/preferential reasons why some people just want their primary residence paid off.

A culture of house-flipping, "liar loans," and easy money ran deep through the post-2000 culture.MYTH #2: Glass-Steagall Would Have Prevented the MeltdownMYTH #3: The Transactions Were Too Complicated For People to UnderstandThe bottom line is this:We ALL created the housing mess as a society - you, me, Wall Street, and the pandering financial dilettantes we voted into office.

It's an interesting place, known for its hippie culture and eclectic residents.