Also, if there is any major replacement (like $5k for new roof), partner would pay for it and it would be added to the principal downpayment of $20k (which would be recouped on sale).I've never heard of a Shared Appreciation mortgage, but I will have to take a further look into this. 

In DTI calculations, this income will be added to your monthly income, not subtracted from your PITIA liabilities (very important distinction).The county conforming loan limits in LAC and OC are $1,243,050 for duplexes, so as long as the loan amount is $1 below then Fannie and Freddie can offer competitive financing between 15-20% down.

We haven even reached out to a few new bankers as well as those we've retained regarding a campaign targeting SDIRA Investors and the cost will be immense with additional fees to be added at each closing. 

Maybe get a hard money type loan to add value and refinance out of it as to 1. take advantage of the lower down payment and 2. if its true value to be added (maybe sqft) then maybe you can even get a portion of your funds back.

This can also be added on to the borrower to pay.5) Know the USURY limits in your market.

Admin, can Provinces be added to the locations?

If I go to buy a new house hack property next year and a lender looks at my DTI, how much of that $1,000 will be added to the 'D' portion of my ratio?

If that $1k would be added CF, you would be getting only $12k/year...at a cost of $100k. 

Thought it was previously used for mobile homes, there may be added restrictions (i.e. age of home, size of home, etc). 

Of course, specific conditions can be added.