They both have done so many people wrong and so have the sponsors they promote to the students.

You can't go wrong with holding the property but again not ideal in your scenario

The vast majority are wrong.

What could go wrong with that?

Very wrong approach!

The seller was not in the wrong by saying "no" to the water damage question on the RPOADS form.You can read more about this topic here: https://www.ncrealtors.org/question/can-property-damage-be-a...When things get tricky is when a seller marks "no representation" on the RPOADS form about an issue.

"what am I doing wrong, and what should I be doing differently?" 

I didn't do anything wrong to try and get $27,000 owed to me by the stupid eviction moratorium and now will have to choice but to pursue small claims court.1) I applied to San Diego Covid Rental Assistance on behalf on my tenant (appeal by tenant got rejected; not sure what the tenant did or did not do since I can't control her actions and this program only she can appeal and try to get aid, I can only start the process and try and get her to cooperate)2) I also applied to San Diego Small Landlord Rental Assistance on my own (got rejected because I no longer reside in San Diego)Both got rejected.

As for the Balloon, there is nothing wrong with that, if you are doing this wisely.

  " Inventory should increase and prices should dip" Ray,you were so wrong in that prediction because as everyone knows, the  interest rate dropping and many people's rush to buy housing so they could work remotely actually caused price increases in so many places.