Burdened with a vulnerable and helpless feeling, I agreed to accept ABC Baltimore’s reduced offer of $95k and closed the buy—back with ABC (we still had to pay closing costs).

I would hold off on laying down any new flooring until you have another North Easter storm and even then when you deal with water issues you are vulnerable to have an issue in the future.

Unfortunately, even new construction can be vulnerable.

We have tried ADT, Reolink, Nest (which constantly becomes dislodged and leaves us vulnerable) and Govee.

They can identify vulnerabilities on the property exterior where they are getting in and what is attracting them to the building (dog droppings, garbage, ect...).

IMHO, you would be in a very vulnerable situation.

I am still a person first and if you would have seen how vulnerable and scared Melanie was...you too would be moved by what we witnessed. 

When company is 100% software (unlike 50-50% in Hardware/Tech in the south) they are more vulnerable to downturn in economy.

The reason banks freeze HELOC's is because they are generally in the 2nd position behind a mortgage which makes them very vulnerable to plummeting home prices since the mortgage has first dibs on any sale of the foreclosure of the home and this leaves the HELOC lender SOL.

Also, changes made in 2008 to the federal partnership tax return (IRS Form 1065) make it easier to detectwhen drop and swap transactions have occurred, thus making such transactions more vulnerable to challenge by taxing authorities.