I am a licensed realtor based in Atlanta, Georgia, and I am currently working on obtaining my mortgage origination license.

Mortgage rates and PMLs are 8-12% plus points right now so the deal has to be a low enough entry. 

I believe that the technically correct answer is that they all moved from California to Texas and Florida, whereupon they realized that it gets extremely hot and humid in those places, has extremely variable weather, and large insects, and are now leaving Texas and Florida. 

We're working with a mortgage broker local to us and he has put us in contact with Lendbase as well.

I financed this property using down payment funds from 403B and a local commercial bank. 15% down from personal funds. 85% down from community commercial bank. 3yr balloon, 20yr amortization, 7% interest rate.

Quote from @Brendan Jones: I am very new to learning about real estate and am looking for advice on my first home and how I can best use it to help offset my mortgage and generate cash flow.

My best guess is their failure rate is more than 98%.The truth is not as “convenient”.

Under this scenario which strategy has the highest vacancy rates.  

I am now 29 and wanting to grow at a faster rate- and also ensure that I am making smart moves, rather than just grasping at whatever a bank will give me.

Yes that’s why I want to hold onto it is obviously because of the rate.