I would love to help you get some referrals to help you set up your CORE 4 to get you a solid team to get going!

If we purchased now and took a few months to get it all set up, we wonder if that would be too late???

I have broken down 4 key benefits to a retirement account: 1) Compounding interest in the absence of taxation (particularly with a Roth IRA) 2) Ability to self-direct into alternative assets, like real estate, private real estate partnerships/syndications, crypto, gold & silver and other alternative investments. 3) Credit protection (see state specific laws), but generally inherent protections. 4) Upon death, if setup properly, probate avoidance 

Or would you set up a parent LLC to hold all the individual LLCs in different states?

Best way to do this, you want it to be a surprise so you see how they really live, is to setup a Zoom call with them at home to go over some "questions".

Clear out that line of credit and finish the apartment and move on to flips and try to focus on short term money and my business because I already have a couple of rentals set up for long term wealth.

Legal entities are set up for this purpose.  

Quote from @Rhyse Andrews: @Erin Helle1) try to squeeze in some tutoring sessions for mid terms/finals before schools go on break.2) set up EIN and a business bank account  Love it. #2 won't take long at all (less than 2 hours total) and will set you up nicely for next year!

Anybody have a nice profit and loss template set up on excel that lets you plug in your numbers each month? 

I am new to this and have been reading and researching.I have a meeting set up with Praxis Capital.Has anyone invested with Praxis Capital and if so just wondering about your experience.Thank you Louis, did you ever invest with Praxis Capital?