Option 2: Electrician recommended mini splits - said 2 units should do the trick and would cost around $6-$7k.Heating system 2 is forced hot air oil furnace specifically for the 3rd unit.

If you'd like more specific advice about your property I offer design consultations and audits. 

Without knowing all of your specifics, I'd say that it's only worth holding on to if you can reasonably expect to have some really good appreciation in the near future (like 5 yrs)....Or, in the case where it would run well as a vacation rental, you could switch the usage, maybe?

Feel free to reach out if you have more questions specific to Indy.Best regards,Keagan

The latter part of my post was referring to the protection of the account, not the assets through funding but the cash left on-hand.I think because banks are or were typically used for ck, savings, etc, I never looked to them as offering IRA/SDIRA.When I opened my account (2018) it was with specifics in mind and now I am reevaluating.

Is there a company that offers an alternative independent of a specific platform? 

Property taxes and insurance costs are best obtained through local county websites or reaching out to insurers directly for quotes specific to the area.Tools like BP Pro and Reventure can be helpful for an overview, but it’s a good idea to validate their data against primary sources to ensure accuracy.

Specifically I could add a French door to a room to make it a bedroom.

Does it clearly indicate that a specific address is a short-term rental, making it visible to my next mortgage lender?

MANY things can affect the title to a property, not only issues that are specifically recorded as a public record like a mortgage.