After talking to Latchel and trying to get it figured out, I told them I would take care of it myself because they have been completely incapable of solving the problem.

Leads that meet these criteria don’t come by easily.Has anyone here had success in solving this problem?

"A phantom steps into the fray,Assuming roles before the day.Contracts altered by unseen hand,Transferring rights as if we planned.An eerie change without a clue,What silent act do I pursue?"

USDA is zero down - which solves that piece- for some.That these programs can be combined (stacked) together is what helps create a more affordable payment. 

I'm just wanting to know about what MOST people probably have no clue about and hoping I can get someone who does to answer about is it legal for a lender to change a payoff KNOWING that there was no extra fees, interest etc that was actually owed for a higher amount with the purpose of then sending money they received IN ERROR to then pay their borrower back the extra money on the side.Again, long story short, my well over 2M was sitting in escrow with a closing attorney. 

If the system automatically processed reports, they may get sent out before the manager has an opportunity to review for mistakes or make changes.What problem, specifically, are you trying to solve? 

However, since this was the first time I used a rehab loan, I had no clue how to navigate it.

These are all issues you will consistently need to be able to solve anywhere in the Chicago market though. 

Your job is to solve their problem.

If you solve his problem, chances are he won't care that you solve yours at the same time.