Hello @Jerry A.Feel free to message me if you have any questions but I would seek out a broker who has access to over 220+ lenders to help do the shopping for you. 

Do you have any projections for what will happen with the insurance market for this year, or is it even possible to project? 

Personal loans through the credit card companies can be approved and fund very quickly and my best rate is 7.9% so shop around as some are much higher.

How do you identify emerging markets before they become over saturated?

Shopping around for turnkey and property managemtn companies myself.

Find out the inventory of duplexes in your market.

I thought I was buying at top of the market in 2020...and 2022...but prices continue to remain high. 

My vote is invest in other markets where the money makes sense and then take that profit to visit whenever you like. 

Shop LTV (or cLTV which is combined Loan To Value, basically your first mortgage and 2nd mortgage combined loan to value), rates, payment terms, time to close,  and draw period (how long you can go into and out of your heloc). 

@Brody Trott you'll want to run the numbers on as many duplexes in your chosen market as possible.