Super interesting!

These two states have been super hot over that last few years when it comes to both single family and 2-4 unit multi=family rentals.

This is super helpful and I can't emphasize enough how this first sub-to purchase has been a lesson in "I don't know what I don't know." 

Since I am super new to this, I do have a few questions:By testing the list, do you mean what data am I pulling (absentee owner, tired landlord, etc)Testing my mailer, do you mean trying different messaging?

What's super interesting about this argument, James, is that Minneapolis is actually much more violent as a city, than San Francisco.

Rules are super landlord-friendly and we see positive cash flowing deals with lots of potential for appreciation.

I would echo @Brandon Croucier - the secondary market for DSCR's is super aggressive and rates typically reflect that.

But 1) you're likely grandfathered in if they ever do, and 2) there are no talks or indications of changing directions on their stance. 3) long term rentals don't cashflow here, but our appreciation is super high.

I’m 18 and super interested in real estate.

That is super helpful!