Bottom line is politicians don't care about you or your tenant.

@Caroline Gerardo  @Thomas LebensCaroline - From the info you are providing, it just sounds like I just have a broader list of DSCR wholesalers at my disposal that offer better terms than those you are using.Thomas - The bottom line is that you can definitely use a DSCR loan to meet your needs and achieve your investing goals.Have a GREAT weekend!!

Your tenant is experiencing life on earth and it shouldn't be a shock that the corners of the world are not all rounded and soft and warm to the touch.

But I started off really conservative because I lost a bundle of money on my first go-round. 

To me bottom line when your money goes into these funds you have lost all real control and your simply along for the ride be it good or bad.

When it does happen, how do you know it's hit bottom and it's time to buy?

The longer you hold at the higher HML rate will really impact your bottom line.

That takes ongoing planning year round.

Equity is the last, and on the bottom of the stack. 

Next thing you know it's time for a short break and your free to go..lolThe bottom line is know what you are buying and look deep inside yourself to ask the hard questions: Will I not be able to eat or live if I buy this, will i do the hard work to make it work for me.