I would also ask for a set amount as a reserve fund that will be held in the account for 6 months until the cash flow replenishes it and give it back.

I think a better approach is giving yourself a cushion and always replenishing it if it ever gets depleted.

Start small and get comfortable over time.After having to wait for their inventory to replenish, my wife and I started doing it ourselves.  

I soon will have 5 properties all free and clear, and I need to pull some of the cash out to replenish the till so I can repeat the process.Thanks,-Dave

Before then, the corner bank would issue a mortgage and wait for the homeowner to pay them back; now savings and loans could replenish their capital by selling their mortgages to Fannie Mae — meaning they could turn around and issue a new mortgage to someone else.”Feds intervention is as old as the mortgage.And whether it’s the CARES act,endless stimulus checks or QEs,the everyday investor needs to keep himself informed and circumspect before investing in any new asset.

However, who knows how long the inventory will be replenished again to allow more bargain opportunities. 

Once I get to that level, I will try to keep it at that level and if I ever have to use 30% of it for a repair / CapEx event, I will replenish it back to where it was. 

After paying off the rehab loan and replenishing emergency funds I have approx. $50K to reinvest in the next deal OR I can sit back and build up that savings for a year and monitor the market.

Anyway, after you get a tenant in the property and the bank issues you the new loan, you can pay off the earlier loan  (or just replenish the cash that you used to buy and rehab the property) and you will start to use the rents that come in to start paying off the loan about a month after you close on the loan.  

Both heaters and roof roughly 15k and then pull and replenish reserves from cashflow as needed.Down payment 35kRehab 10kReserves 15kTotal cash 60kIncome met in the middle 3250 a monthExpenses PITI and utilities 1270 a monthEven though I am managing myself I want to factor in property management in the future10% of 3250 = 325Total expenses $1595Cashflow 3250-1595= 1655Coc 1655x12 = 19,860/60,000=33.1%If I did the usual COC calculation and factor 25% of net income for maintenance, cap ex vacancy and property management.