It all depends on the property you are considering.

Consider this scenario:- You buy a $400,000 duplex with 5% down ($20,000) at a 6.5% interest rate.- Your monthly mortgage payment (PITI) is about $2,800.- You rent out the other unit for $1,800 and maybe a spare bedroom for $500.- Total rental income: $2,300.- You’re still responsible for a $500 gap each month.Add in maintenance, unexpected expenses, and vacancies, and your costs can climb even higher.

Some of the new build SFHs are very affordable with in-house lender rates.

I'm looking at monthly cost to seller vs. anticipated rental income, purchase price relevant to the ARV of the area and interest rate, balloon, etc.

Can anyone recommend an eviction attorney with reasonable rates? 

Creative Financing" can mean a lot of different things depending on who you're talking with. 

This reduces your interest burden without fully tying up your cash.Ultimately, the right decision depends on your risk tolerance, long-term goals, and current financial position.

This person likely has a 30-year fixed rate mortage financed at less than 4.5%. 

Even as a Foregin National you can still take out up to 75% Cash out depending on your citizenship. 

This sudden jump in rates has not fully caught up with market cap rates yet since especially in the commercial and multifamily property markets, transactions typically take 6 months to transact, creating a lag effect between interest rates and market cap rates since interest rates adjust daily.