If you need money you pull from the HELOC. 

I know I can ask for a cosigner, but I’m wondering if I need to pull their credit too?

If you were to refinance property one and pull out another 100k (lets assume a 500k house in tampa that you need 100k for a down payment), you'd be paying 6.5% or so on that 100k. 

However I tried Freedomsoft just to pull down cash buyer data to see where to market, and I was impressed by what they say it can do.  

I’m sure the community here has a bunch of insights, so I’d love to hear what you’ve got in mind before you pull the trigger!

They can pull up comps for recently renovated or new construction properties from the MLS to get you a better idea of a realistic ARV.

Are you trying to refi to pull out equity or something else?

When the landlord/PM files a claim, the money is pulled from the tenants bank account or charged to their card.

Since you are new to the market, you can look at what the top rent pulls look like and cater accordingly on the design.You always want to build relationships with contractors, but that takes time and you always need a solid bench, just like in basketball because some days your starting plumber just doesn't show up and you need to bring in the backup.The rates are the rates and they aren't going way down soon so it's just part of a different metric to evaluate in your new market.Good luck!

You gat pull the trigger.