I would pull a FHA loan for $665,000 and live in one side and rent the other side out to a family member for $2,000 a month.

However, given that we anticipate completing this project well before that timeframe, I’m exploring alternative solutions to better align with our timeline to get our investment back soonerThank you again for your assistance! 

If its a direct lender, you might be able to pull off a 10 day close if its a smaller lender that has very quick underwriting turn times.

They provide all the solutions one could ask. 

Treat this property as a business and factor in all the associated expenses, including mortgage payments (if you pull a loan), maintenance, and potential vacancy periods.To simplify management and make this less of a hands-on job, I’d strongly recommend working with a property management company.

To find out the amount of the subordinate lien through the NSP program, you’ll want to pull the title report for the property.

I am hoping to pull from a HELOC soon with funds up to approx 125K available to me through that.

It most likely won't help them in this case but let's face it - they're not big on resolving their own problems especially when you're accommodating them.The longer you allow them to live rent-free with no solution in place, the longer they will do just that.

I'm certainly holding out for them to pull through.

We pulled every trick in the book, and the odor remains.Another issue is that when tenants violate one rule, they tend to violate more.