it will be a corporate/wellness retreat/short term rental destinationI need land that is close to the Action, but not too close, and preferably comes with two single family doors already built, so I can take advantage of Fannie Mae owner occupied loan and develop the rest of the land on my own and with private funding.Is Columbus a good market for this strategy?

Should you decide to do this full time and do more than 1 flip at a time, private lending and fix&flip loans will be the way to go.

Maybe he's talking about a private money lender??

To look at it from the other side, as a private money lender in my local market I need someone to find me the deals.

I used to provide detailed answers to DMs, which are private and help only the requester.

Feel free to reach out and we can chat about private lending.

@Rennell Goudeau Hi Rennell, send me a private message and we can connect.

Here are a few strategies to consider for funding a down payment:Partnering: Like Gregory mentioned, finding a partner who can contribute to the down payment in exchange for equity or a profit share is a solid option.HELOC or Cash-Out Refi: If you have equity in your home or another property, a home equity line of credit (HELOC) or cash-out refinance can provide the funds you need.Private Money: Reach out to friends, family, or private investors who may be interested in lending you the down payment with a promissory note.Seller Second: In some cases, the seller might agree to finance a portion of the down payment as a second mortgage.Live Frugally and Save: It takes time, but reducing expenses and setting aside funds from your income is a tried-and-true method.The right approach depends on your situation and deal structure, but a mix of creativity and resourcefulness can go a long way.

For a truly passive experience you'd probably need to be an investor in private equity deals or be a silent partner on a project.

You also cannot use a second mortgage (from HML/private lender) for a 2-4 unit non owner property.