My husband would definitely want to use it once per month (even in winter) since he is a reservist in the coast guard there.Do we boost our retirement fund by taking a more conservative approach at home, or do we get a property in PCB that allows us to pretend we're already retired for 2-4 days a month?

Go to AirBnB and pretend you want to book for this summer to see who your competition would be.

But in my experience they would give you sometimes numbers of their friends and colleagues to pretend to give me faulce information.

I won't pretend they don't like to spend, but they all know it's important to Save, and more importantly to Invest.I think it important to present a consistent overall approach but that drilling daily/weekly about the importance of specifics might be overkill. 

They are gaining the trust of the homeowner by pretending to be an expert in their field and falsifying the info into their advantage so they can make money.  

Let's pretend $500 for now.  

I am not going to pretend to be an expert in that arena.

Sounds like this is a case of trying to pretend when pretending is not the answer.

Look on the MLS and pretend like you are going to buy these house to flip and work out the numbers and see if they work.

I’m under contract for a sfr in SA and I could kick myself – the roof is at the end of its life at only 18 years, but the owners quickly patched up the few loose tiles within 24 hours and pretend like everything’s okay, and what can I do now?