If they don't you personal financial situation plays a bigger part in securing a loan. 

This plays into your relationship with the contractor - and I can tell you first hand that most investors don't want to sacrifice any of them.

These all play into the "type" of investment we wanted to do.We are in Iowa where December thru March can be cold and windy. 

That will play a factor for qualifying.

When you have won the game, it's time to stop playing."

RE is a long term play.

They tend to get people to attend their seminars that have no understanding of RE Investing and think that they have to "pay to play".  

That’s the beauty of house hacking.. it’s a long-term play with massive upside.What to Look Out ForAnalyze the Numbers Thoroughly: With your goal of having the property cash flow once you move out, the key is to run your numbers with future rents in mind, not just what you’ll pay while living there.

(I have children that could no longer play in the backyard unless someone sat and watched them) i replaced the 15yr old garbage disposal out of my pocket so I wouldn't have to deal with the incompetent plummer again.

But if its a strong offer just play it out.