Other than that, it plays no role in and has no relevance to the mortgage acceleration scenario."

So if I am looking at an asset as a 10 year play - I look more at the location, schools and how has this market performed in the past excluding covid and 2008 which were extenuating circumstances.Reality is right now shorter term plays do not work based on numbers and cost of financing - we went through this same thing in 2001-2004ish timeframe where properties would appreciate 2-3% per year and after buying costs and closing costs - you were not making money on assets unless you performed the labor or found a really good deal.this is how real estate "typically" is - which is why everyone always says location location location - because after a decent holding period, you will win.

If you understand the math of it all it should come very clear, the game is NOT best played (1) buying in all cash, (2) buying and sitting on a property for decades on end. 

So things like, xbox/playstation ping pong for the kids maybe a turf strip to play some putt-putt for the adults etc...

You have to play in order to win, but if you never get in the game in the first place that in and of itself equals failure.

Play with your numbers and see what a deal that works for you looks like. 

Without doing a deep dive explanation on this forum, I will say that everyone can play with numbers to create whatever picture you want.

The play book as you described is an old one when it comes to marketing themselves nothing different than what the how to trainer do.

However, still one of the best plays out there.

Basically its a big credit card that I can now use for any business related purpose, in my case Ill use it to do more deals.So here is where the 8 unit comes into play.