The original investment was a bond?

The actual penalty varies but it's often a step down or if a 5 year prepayment penalty term, it will be 5% of the original or unpaid mortgage balance if refinanced or sold in the first year, then 4% in the second year and then on down (the exact penalty varies which is why I mention both the original and unpaid mortgage balance.

Originally posted by @Jon Fletcher:Great post!

@Henry Clark @Jay Hinrichs This post was never meant to be about me as a Coach...notice my original post.

@Steve Powers is correct that these were mostly originated as owner occupied loans.

Originally posted by :We're looking for something that can not only track project workflow, but individual (hourly) contractor time and productivity so we know who's getting **** done, and who's goofing off, padding their hours etc.

Regarding the original post, there is no "status quo" for compensation or terms.

You may be able to bypass some of those hurtles based on your country of origin/where you have friends and family but in most cases investing in the U.S. will be way easier and will yield a better ROI. 

@Jay Hinrichs and @Bruce LynnI remembered that deal too so had to look it up…original deal:https://www.cnn.com/2017/08/08/us/couple-buys-san-francisco-.... 2015 this time.

“live your dash” if you do not know what that is google it. pretty powerful and it seems like the original poster is doing this.