Right of recession:Buyer and Seller may rescind within 3 days of signing contract all all EM must be returned this is a blanket rescission.If Buyer or Seller never get the Disclosures and sign for them they can cancel right up until the day of closing with all EM returned. this should level the playing field keep bad actors at bey and give Buyers and Sellers some rights if they think they have been hood winked.

Meaning, the bank wants to see that a property cash flows for typically one to two years of tax returns before they count it as income. 

Even in HCOL areas, adding an ADU typically does not make sense because developing a single small unit is the most expensive residential development that exists.Adding an ADU is a lot of work (probably more than a brrrr but with worse return), has poor financing options, typically adds less value than the cost of the addition, and detracts something from the primary structure even if it is just yard and privacy.Good luck 

Basically wanting to pay two years of Real Estate taxes in 2025 and deduct on 2025 Return when filed in 2026.

We use private investors and offer them 20% APR, with 10% return guaranteed, paid as a balloon. 

I imagine I can get his wages garnished or maybe collect from his tax return.  

Your money sits for a long time with no return when you build. 

Do you think every investor made a 100%+ return on every dollar spent?

This deal leveraged strategic financing, value-add renovations, and market knowledge to deliver a strong return.

Getting a loan to payoff another loan with a lower interest rate doesn't make any sense. we do private lending and can get double digits returns consistently.