The reason for the 85-90% requisite is because I have to add the price of a vacant lot to the 2nd property's build cost.

@Jorge Lee A lot to unpack here:1.

I still have a lot to learn and hoping to connect with others to grow! 

It has a lot to offer for the money.   

Hence the need to speak about this - I know very well why my family moved to the US and have a pretty good comparison of life and opportunities in the US vs other countries and political ideology has a lot to do with what kind of life a countries citizens and their children will have. 

There's a lot to what you are asking so I'll try to break it down one at a time:1.

I recognize there is a lot to learn to being a successful RE investor (or in recent times they can get lucky due to a crazy RE market).  

This is directed at people in the Memphis, TN, area.  I am considering buying two or three lots inside Memphis that are about 0.17 acre. I looked up the lot minimums for Shelby County, and these seem to be 15,000 squ...

A good Realtor brings a lot to the table and is probably worth it for your first sale.

Since it will eventually be a rental property and you'll have to hire someone to cut the grass anyway (I assume there's grass😂) would trimming the hedges add a lot to the expense, or add a lot to the desirability of the property?