If need be, I can/will go down the legal path again, but I would like to avoid it as I want this property flipped ASAP. 

My line of thinking is, Airbnb allows "Legal Entities", IE a multi member business. 

That is why it is hard to get regular real estate loans on assets valued so low, the cost of the refinance makes it so you are paying higher than they can legally charge you percentage wise.

@Lulu LueHUD has 2 online databases of lenders showing which ones have the most experience with 203k's. 

These are features like online renter payments, tenant portal (for payments and work orders), help keeping track of work orders, tax reporting features, and accounting functionality.

To avoid reducing your lifetime exemption, you could gift equity incrementally, but this requires proper legal structuring (e.g., fractional ownership transfers).

It's always interesting when a newbie owner contacts us stating they saw 4% online and want that for a SFR!

It couldn't hurt to call a couple attorneys right away to see what they say in terms of cost and suggestions for dealing with this quickly.In terms of mitigating any legal issues with your tenant be sure you are documenting every conversation you have had with the HOA in terms of asking them to make the necessary repairs.

There are any number of Real Estate schools available to you, so choose the one that compliments your learning style, whether that be online or in person or a hybrid. 

Note that legal and transfer costs are not deductible but can be added to your cost basis.