In my experience that either means there is something prohibitive in the zoning, or there simply is not much demand for that sort of product if most people either go with an apartment in a large complex or rent a SFR.

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

I have not heard of one of those, but am gearing up to buy my second house and could possibly use some sort of loan program like that!  

Sort of a unique way to make money, meet new people and not get stuck with a tenant you don’t like for too long!

Feel free to inquire about their staff qualifications if it's a larger organization.2.

Honestly, I think this might be more symptomatic of larger issues in the real estate world in general.

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.

(larger would require fire sprinklers). 

Build costs are basically double for the larger cabin.

The entire teachings had gone from Nickersons conservative but a cash flowing small residential property, hopefully for 10 -15% below market, do immediate repairs, then slowly over time improve the property and raise rents, either refi cash out or trade tax free for a larger property.