This will avoid the asset having to go through probate and any 3rd party (family) related issues.3. 

I am eager to start but can't get around the glaring issue of not having initial capital so I was wondering if there are any methods you guys would use to raise capital if you were in my shoes or is it just time to put my head down and put in long hours? 

A potential issue that could pop up with the refi is your current address on the application being the subject property on a business purpose DSCR loan.

Hard money lenders have a good amount of flex when it comes to FICO score and typically the main issue that borrowers with low FICO's have is that their max loan size gets cut which doesn't seem to be an issue here.

If I may, a lot of the issues we are running into with insurance is that consumers no longer use insurance as a catastrophic fall back but rather, they nickel and dime on small claims that compund into larger issues. 

Here is the email received"An internal audit has been completed for STR permits and our records indicate that your STR permit was issued in error due to exceeding the maximum 12.5% blockface density.

The issue always boils down to equity.

We went from buying light rehabs to buying major foundation and mold issues to make numbers work until even that did not work anymore.

You may run into issues with re-tenanting and it may take longer than you expect or cost more.  

We have two main issues that I will outline below: HeatingTwo heating systems in the home.