Many investors start with personal ownership and transfer the property to an LLC later, but it depends on your long-term goals and risk tolerance.

but there is case law that allows you to break some terms of a mortgage agreement if something is unenforceable, for example the sub-to community relies on the Supreme Court cases which say it's not required to notify the lender when you transfer the deed/title. 

Therefore, transferring our jointly owned investment property into my SMLLC would not trigger a due-on-sale clause?

I tried QBO and Xero years ago and QBO would not allow automated transfer of data from AppFolio (my PMs software) to QBO; so, I have used Xero since then and been happy with it. 

Your estate could still go through probate to determine how the LLC and other assets are distributed.You may be able to record a "transfer on death" deed for your property so it automatically transfers to another person when you die.

Numbers get inflated by international students who are not, on majority, buying homes or staying past their schooling.

The stock market is a mechanism of transferring wealth from the ignorant too the informed, and that is it.

Can the loan be transferred to another buyer if I sell the property before the term ends?

However, in no event may a postponement period extend beyond: (a) the due date (including extensions) of the taxpayer’s tax return for the year of the transfer (See § 1.1031(k)-1(b)(2)(ii)); or (b) one year (See section 7508A(a)).(2) A taxpayer who is a transferor qualifies for a postponement under thissection only if--(a) The relinquished property was transferred on or before the dateof the federally declared disaster, or in a transaction governed by Rev.

Transfer wealth from rich to poor?