If you could buy it with a 15% discount: $60,000And rent discount at $2200 mo. with a 5% increase annually would be: $132,615 for 5 yearsYou would be buying the home at a 48% discount in this example.

Savings (in 9 months increase those $10K in as much as you can)2.

Make no mistake it isn’t quick or especially comfortable but it can definitely be profitable.As for the rent a room thing in most locales I have to wonder if the additional rent is worth the hassles of dealing with the increased time and liability of multiple tenants in one property but that’s a totally different conversation. 

I think it is important to increase my ability to provide cash flow outside of real estate.

For example, the seller could receive a percentage (say 10-15%) of the $150K equity increase upon refi. 

Right now, my focus is on leveraging my degree and skills to land a higher-paying job, increase my annual income, and ultimately grow my net worth.Real estate has always been something I’ve been interested in, and my long-term goal is to start investing in both real estate and retirement to build financial security.

From the commercial side you have more ability to force appreciation by increasing the NOI. 

Thousand Oaks has become increasing popular and has a lot going for it (major pharma, university, etc.).

Is thee a percentage of increased revenue based on the lake factor alone?  

What this usually leads to is higher rates and lots of points, which increase the amount of cash needed up front.