So is this just as simple as showing how much the property makes or do they also look at personal debt to income, credit score, reserves etc as well.

@Tony Schmucker Now that you know all of those markets work from a Macro perspective you should look to see where you want to live for 2-3 years and what your and your wife's income will be in those markets.

I got a PA for 300k/FHA loan. 720+ credit score, 75k cash, and good income.

WIth the new FHA & Fannie Mae legislation, many lenders are forecasting the rental income from additional units, even if they're not a zoned duplex.

. $800 yearly tax for each LLC.

Metro, the rising median household income and population growth in the D.C.

Also, you will have additional occupancy tax depending whether you are in the city limits or not.

The use of the accelerated depreciation strategy helps real estate investors to reduce the tax liability immediately which therefore increases their bottom line due to the offsetting of income.

Focus on long-term guests, like corporate clients staying 30+ days, because it’s easier and brings steady income.

Note that the diagram doesn't consider tax implications—that's another important factor you'll need to include in your decision.