I’ve had a horrible tenant this first year with my property.

That looks horrible from the pictures I pay for a job done correctly.

Its honestly a beautifully designed website but Boostly's customer service is horrible.

There are some investors that will allow 80% LTV, but pricing on those loans will likely be horrible.

Wow that's horrible

It's very expensive, has horrible traffic on restrictive roads due to the geography, but is very beautiful, not much snow, milder temperature swings, great hiking and outdoor activities such as 4x4 or hot air balloon tours - very touristy.  

Ours was horrible too!

Just seems like the best approach.Thanks, I expect to get people on here telling me how horrible it is, but everyone has to do what lets them sleep at night based on their risk tolerance. 

Ask questions up front and keep in mind lower loan amounts get horrible rates on DSCR loans. 

New Jersey gets a bad reputation because there are cities with extremely strict landlord laws, people invest in those areas thinking they are getting a good deal because the numbers "look good" on paper, long story short many of these areas are horrible places to invest with some of the strictest landlord laws in the world.